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Insurance

 

I am currently accepting Blue Cross Blue Shield of North Carolina, including Blue Advantage, Blue Options, Blue Select, Classic Blue and the North Carolina State Health Plan. I am not an in-network provider for BCBS Blue Value. I am considered out-of-network for other plans. I operate on a “fee-for-service” model, meaning I ask clients to pay me at the beginning of each session. I then provide a detailed monthly receipt for my clients’ record keeping. I am able to provide paperwork at the end of each session that you can use to submit to your insurance carriers for possible reimbursement. Services may be covered in full or in part by your health insurance or employee benefit plan. Clients will want to check with their insurance providers in advance about fees and deductibles. Payment is expected at the time of service and can be in the form of check, cash, or major credit card.

 

Please check your BCBS coverage carefully by asking the following questions:
 

  • Do I have mental health insurance benefits?

  • What is my deductible and has it been met?

  • How many sessions per year does my health insurance cover?

  • What is the coverage amount per therapy session?

  • Is approval required from my primary care physician?

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If you are looking to use an out of network plan, you will want to call your insurance company to ask:
 

  • Do I have mental health insurance benefits?

  • What is my out of network mental health benefit reimbursement rate?

  • Do I have a deductible and has it been met?

 

Services and Fees

 

Initial Evaluation: Therapy generally starts with an intake where I ask a new client a wide range of questions. This session is a means of getting an idea of who someone is and and how I may be of help. If the fit doesn’t feel “right”, then the client will have the the option to ask for referrals. The first appointment for individuals, couples, and families are typically 60-75 minutes in length. The fee for this intake is $250.

 

Individual Therapy Sessions: After the intake, weekly or bi-weekly therapy sessions are typically 40-45 minutes and $165 or 55-60 minutes and $185. 

 

Couple and Family Therapy Sessions: After the intake, weekly or bi-weekly sessions are typically 55-60 minutes in length and $220.

 

Extended Therapy Sessions: As requested, typically 75-90 minutes and $250.

 

Brief Therapy Sessions: As requested, typically 25-30 minutes and $80.

 

Clinical supervision for Licensed Clinical Mental Health Counseling Associates (LCMHCA): As required, sliding scale.

 

Phone Sessions: Fees apply based on time, billed in 15 minute increments. Note, phone sessions are not covered by insurance.

 

Cancellation Policy

 

In order to both organize my practice and guarantee clients regular times, I schedule a single weekly (or biweekly) time slot for a client. Missed sessions are not billable to insurance and will be charged. A charge of the full session is applied when appointments are missed or cancelled with less than 24 hours notice. Regarding a planning error or preventable miss, the 24 hour policy holds. Missed Session or Late Cancel Fees can be waived for emergent issues only. If you do not show up for your scheduled therapy appointment, and you have not notified us at least 24 hours in advance, you will be required to pay the full cost of the session.

 

 

 

Chapel Hill Location:

104 South Estes Drive,

Suite 301-G

Chapel Hill, NC 27516

 

Phone number: 919-450-5630

Email: Kelty@keltybailey.com (preferred)

 

 

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